Sunday, May 24, 2020

Bank Internship - 2994 Words

INTERNSHIP PAPER: National City Corporation This past summer (2002), I was an intern in the Credit Department at the corporate headquarters of National City Bank located in downtown Cleveland. During my time as an intern I was able to put my classrooms knowledge and experience into practice dealing with real world situations. Let me give you an overview of what our department basically did on a day to day basis. We were what you would call the â€Å"number crunchers† of the building. Senior Credit Officers, Loan Officers, and Secured Credit Analysts would send numerous financial statements for various companies to our floor. These financials, with the attached project (I will explain the projects/assignment later) would then be assigned†¦show more content†¦This new database allowed me to get detailed information on all of a company’s outstanding loans (i.e. what type of loan, when it matures, how much is outstanding, etc.), the list of beneficiaries/indi vidual signers on the loans as well as their financial commitment in the company, and the company’s past status on its old loans. After gathering the necessary information, it was my duty to input the data into a pre-designed word document and add verbiage to tell what each number represented (this is difficult to explain without showing you exactly what the sheet looked like). I would then send an updated copy of the CAC to the Officer (whoever it was that I was working with) and he would look over it to see if there should be anything else added and also to see if there were any mistakes that I had made. After looking over the sheet, the Officer would then send me a new copy of the CAC via interoffice email with his/her updated section. Their section dealt mostly with notes from the last meeting, recommendations, developments, etc. which were relevant for the next meeting with the committee. I would then take this new copy and send it over to Secured Credit, where some one would derive an analysis on collateral determinants, cash flows summaries, etc. and that would then go into the CAC at the end. After I had collected all of theShow MoreRelatedInternship Report on One Bank13005 Words   |  53 Pages Origin of the Report This internship report is generated under the supervision of Ms. Nadia Farhana Asst. Professor and Head of Marketing Department of Business Administration in North South University . This internship report is required to fulfill award of BBA Degree. 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